Personal Finance is an instrument of socio-economic development of students of FAREM-Estelí. Revista Multi-Ensayos, [S. l.], v. 6, n. 11, p. 31–35, 2020. DOI: 10.5377/multiensayos.v6i11.9286. Disponível em: https://revistas.unan.edu.ni/index.php/Multiensayo/article/view/1406. Acesso em: 7 aug. 2025.