“Designing a Model of Credit Risk Management in the Network of Agents of After-Sales Service Companies Using the Financial Components of After-Sales Services and Meta-Innovative Algorithms”. REICE: Revista Electrónica de Investigación en Ciencias Económicas 11, no. 22 (December 13, 2023): 208–231. Accessed August 6, 2025. https://revistas.unan.edu.ni/index.php/reice/article/view/2537.